:root{
  --forest:#14332B;
  --forest-deep:#0E2621;
  --forest-mid:#2A5A4C;
  --ivory:#FBF8F2;
  --cream:#F4EEE3;
  --beige:#E9DFCC;
  --champagne:#BFA36B;
  --ink:#1D2422;
  --ink-soft:#5E6A66;
  --line:#E4DCCC;
  --white:#fff;
  --shadow:0 1px 2px rgba(20,51,43,.04), 0 8px 28px rgba(20,51,43,.06);
  --shadow-lg:0 2px 6px rgba(20,51,43,.05), 0 18px 50px rgba(20,51,43,.10);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:88px}
body{font-family:'Heebo',system-ui,sans-serif;background:var(--ivory);color:var(--ink);
  line-height:1.75;font-size:16.5px;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}

/* ---------- header ---------- */
header{position:sticky;top:0;z-index:100;background:var(--forest);transition:background .3s,box-shadow .3s}
header.scrolled{background:rgba(20,51,43,.88);backdrop-filter:blur(14px);box-shadow:0 1px 0 rgba(255,255,255,.08)}
.hdr{display:flex;align-items:center;gap:28px;height:76px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;flex-shrink:0}
.brand svg{width:40px;height:40px;flex-shrink:0}
.brand .bn{font-size:18px;font-weight:700;color:#fff;line-height:1.2}
.brand .br{font-size:11.5px;font-weight:400;color:var(--champagne);line-height:1.2}
nav{display:flex;gap:26px;margin-inline-start:auto}
nav a{text-decoration:none;color:rgba(255,255,255,.82);font-size:15px;font-weight:400;
  padding:6px 0;border-bottom:2px solid transparent;transition:color .2s,border-color .2s;white-space:nowrap}
nav a:hover,nav a.active{color:#fff;border-color:var(--champagne)}
.hdr-cta{display:flex;align-items:center;gap:10px;flex-shrink:0}
.btn-wa{display:inline-flex;align-items:center;gap:8px;background:transparent;border:1px solid rgba(255,255,255,.35);
  color:#fff;font-family:inherit;font-size:14.5px;font-weight:500;padding:9px 18px;border-radius:999px;
  text-decoration:none;transition:background .2s,border-color .2s}
.btn-wa:hover{background:rgba(255,255,255,.1);border-color:var(--champagne)}
.icon-round{width:38px;height:38px;border-radius:50%;border:1px solid rgba(255,255,255,.28);
  display:flex;align-items:center;justify-content:center;color:#fff;text-decoration:none;transition:border-color .2s}
.icon-round:hover{border-color:var(--champagne)}
.burger{display:none;background:none;border:0;cursor:pointer;padding:8px;margin-inline-start:auto}
.burger span{display:block;width:23px;height:2px;background:#fff;margin:5px 0;transition:.25s}
.burger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-nav{display:none;background:var(--forest-deep);padding:8px 24px 26px}
.mobile-nav.show{display:block}
.mobile-nav a{display:block;color:rgba(255,255,255,.9);text-decoration:none;padding:13px 0;
  font-size:16px;border-bottom:1px solid rgba(255,255,255,.08)}
.mobile-nav .btn-wa{margin-top:18px;width:100%;justify-content:center;background:var(--champagne);
  border-color:var(--champagne);color:var(--forest-deep);font-weight:600}

/* ---------- hero ---------- */
.hero{background:linear-gradient(160deg,var(--cream) 0%,var(--ivory) 55%);position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;top:-160px;left:-140px;width:620px;height:620px;border-radius:50%;
  background:radial-gradient(circle,rgba(191,163,107,.13),transparent 68%)}
.hero-in{display:grid;grid-template-columns:1.06fr .94fr;gap:40px;align-items:center;
  padding:70px 0 0;position:relative;z-index:2}
.eyebrow{display:inline-block;font-size:12.5px;font-weight:600;letter-spacing:.13em;color:var(--forest-mid);margin-bottom:20px}
.hero h1{font-size:clamp(32px,4.4vw,52px);font-weight:800;line-height:1.22;letter-spacing:-.025em;margin-bottom:22px}
.hero h1 em{font-style:normal;color:var(--forest)}
.hero p.sub{font-size:17.5px;color:var(--ink-soft);max-width:530px;margin-bottom:32px;line-height:1.85}
.cta-row{display:flex;gap:13px;flex-wrap:wrap;margin-bottom:34px}
.btn{display:inline-flex;align-items:center;gap:9px;font-family:inherit;font-size:16px;font-weight:600;
  padding:15px 30px;border-radius:12px;text-decoration:none;border:1px solid transparent;
  transition:transform .18s,box-shadow .18s,background .2s;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--forest);color:#fff;box-shadow:var(--shadow)}
.btn-primary:hover{background:var(--forest-deep);box-shadow:var(--shadow-lg)}
.btn-ghost{background:transparent;color:var(--forest);border-color:var(--beige)}
.btn-ghost:hover{border-color:var(--champagne);background:rgba(191,163,107,.07)}
.trust{display:flex;gap:26px;flex-wrap:wrap;padding-bottom:60px}
.trust div{display:flex;align-items:center;gap:8px;font-size:14.5px;color:var(--ink-soft);font-weight:500}
.trust svg{width:17px;height:17px;color:var(--champagne);flex-shrink:0}
.hero-img{position:relative;align-self:end;display:flex;justify-content:center}
.hero-img::after{content:"";position:absolute;bottom:0;right:50%;transform:translateX(50%);
  width:112%;max-width:520px;aspect-ratio:1;border-radius:50% 50% 0 0;
  background:linear-gradient(180deg,rgba(233,223,204,.75),rgba(233,223,204,0));z-index:-1}
.hero-img img{width:100%;max-width:430px;height:auto;display:block;position:relative;z-index:1;
  filter:drop-shadow(0 24px 48px rgba(20,51,43,.16))}
.float-card{position:absolute;bottom:66px;left:-8px;z-index:3;background:var(--forest);color:#fff;
  border-radius:16px;padding:18px 22px;box-shadow:var(--shadow-lg);max-width:230px}
.float-card .fc-t{font-size:16px;font-weight:700;margin-bottom:5px;display:flex;align-items:center;gap:9px}
.float-card .fc-d{font-size:13px;color:rgba(255,255,255,.72);line-height:1.6}
.float-card .fc-d b{color:var(--champagne);font-weight:600}

/* ---------- sections ---------- */
section{padding:86px 0}
.sec-head{text-align:center;max-width:640px;margin:0 auto 52px}
.sec-label{display:inline-flex;align-items:center;gap:12px;font-size:12.5px;font-weight:600;
  letter-spacing:.13em;color:var(--forest-mid);margin-bottom:14px}
.sec-label::before,.sec-label::after{content:"";width:28px;height:1px;background:var(--champagne)}
h2{font-size:clamp(26px,3.2vw,38px);font-weight:800;letter-spacing:-.02em;line-height:1.3;margin-bottom:14px}
.sec-head p{color:var(--ink-soft);font-size:17px}

/* services */
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.card{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:32px 26px;
  box-shadow:var(--shadow);transition:transform .22s,box-shadow .22s,border-color .22s;
  display:flex;flex-direction:column}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:var(--champagne)}
.card-ic{width:52px;height:52px;border-radius:14px;background:var(--cream);display:flex;
  align-items:center;justify-content:center;margin-bottom:20px;color:var(--forest)}
.card-ic svg{width:24px;height:24px}
.card h3{font-size:19px;font-weight:700;margin-bottom:10px;letter-spacing:-.01em}
.card p{font-size:15px;color:var(--ink-soft);line-height:1.72;margin-bottom:18px;flex:1}
.card a.more{font-size:14.5px;font-weight:600;color:var(--forest-mid);text-decoration:none;display:inline-flex;gap:6px;align-items:center}
.card a.more:hover{color:var(--champagne)}

/* calculator + why */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:26px;align-items:stretch}
.calc{background:var(--forest);color:#fff;border-radius:22px;padding:42px 38px;box-shadow:var(--shadow-lg)}
.calc h2{color:#fff;font-size:clamp(23px,2.6vw,30px);margin-bottom:12px}
.calc>p.lead{color:rgba(255,255,255,.72);font-size:15.5px;margin-bottom:28px;line-height:1.75}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:24px}
.field label{display:block;font-size:12.5px;color:rgba(255,255,255,.62);margin-bottom:7px;font-weight:500}
.field input{width:100%;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);
  border-radius:11px;padding:13px 15px;color:#fff;font-family:inherit;font-size:16px;font-weight:600;
  transition:border-color .2s;-moz-appearance:textfield}
.field input::-webkit-outer-spin-button,.field input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.field input:focus{outline:none;border-color:var(--champagne);background:rgba(255,255,255,.11)}
.result{background:var(--cream);color:var(--ink);border-radius:16px;padding:24px 26px;text-align:center;margin-bottom:16px}
.result .rl{font-size:13.5px;color:var(--ink-soft);margin-bottom:4px}
.result .rv{font-size:clamp(34px,5vw,46px);font-weight:800;color:var(--forest);letter-spacing:-.03em;line-height:1.1}
.result .rd{font-size:13px;color:var(--ink-soft);margin-top:9px}
.calc .disc{font-size:12px;color:rgba(255,255,255,.5);line-height:1.65;margin-bottom:22px}
.calc .btn{width:100%;justify-content:center;background:var(--champagne);color:var(--forest-deep)}
.calc .btn:hover{background:#CDB57F}

.why{background:var(--cream);border-radius:22px;padding:42px 38px;border:1px solid var(--line)}
.why h2{margin-bottom:30px;font-size:clamp(23px,2.6vw,30px)}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px 22px}
.why-item .wi-ic{width:42px;height:42px;border-radius:12px;background:var(--white);border:1px solid var(--line);
  display:flex;align-items:center;justify-content:center;color:var(--forest);margin-bottom:13px}
.why-item .wi-ic svg{width:20px;height:20px}
.why-item h4{font-size:16.5px;font-weight:700;margin-bottom:6px}
.why-item p{font-size:14.5px;color:var(--ink-soft);line-height:1.7}

/* about */
.about{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.about-in{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:center}
.about-photo{position:relative;border-radius:22px;overflow:hidden;background:linear-gradient(170deg,var(--cream),var(--beige));
  display:flex;justify-content:center;align-items:flex-end;min-height:400px}
.about-photo img{width:100%;max-width:340px;display:block}
.about-txt .sec-label::before{display:none}
.about-txt h2{margin-bottom:22px}
.about-txt p{color:var(--ink-soft);font-size:16.5px;margin-bottom:16px;line-height:1.85}
.sig{margin-top:26px;padding-top:22px;border-top:1px solid var(--line);display:flex;align-items:center;gap:13px}
.sig .sn{font-size:19px;font-weight:700;letter-spacing:-.01em}
.sig .sr{font-size:13.5px;color:var(--ink-soft)}

/* three things */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.tcard{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:36px 30px;
  box-shadow:var(--shadow);position:relative;overflow:hidden}
.tcard .num{font-size:54px;font-weight:800;color:var(--beige);line-height:1;margin-bottom:14px;letter-spacing:-.04em}
.tcard h3{font-size:19.5px;font-weight:700;margin-bottom:11px;letter-spacing:-.01em}
.tcard p{font-size:15.5px;color:var(--ink-soft);line-height:1.75}

/* testimonials */
.tst-track{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-items:start}
.tst{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:30px 28px;box-shadow:var(--shadow)}
.tst .q{font-size:36px;color:var(--beige);line-height:.7;margin-bottom:14px;font-weight:800}
.tst p{font-size:15.5px;color:var(--ink);line-height:1.8;margin-bottom:20px}
.tst .who{display:flex;align-items:center;gap:12px;padding-top:16px;border-top:1px solid var(--line)}
.tst .av{width:40px;height:40px;border-radius:50%;background:var(--cream);color:var(--forest);
  display:flex;align-items:center;justify-content:center;font-weight:700;font-size:15px;flex-shrink:0}
.tst .nm{font-size:15px;font-weight:600}
.tst .st{font-size:12.5px;color:var(--champagne);letter-spacing:.1em}
.rating{display:inline-flex;align-items:center;gap:10px;background:var(--white);border:1px solid var(--line);
  border-radius:999px;padding:9px 20px;margin-top:8px;box-shadow:var(--shadow)}
.rating .rv{font-size:19px;font-weight:800;color:var(--forest);line-height:1}
.rating .rs{color:var(--champagne);font-size:15px;letter-spacing:.06em}
.rating .rc{font-size:13.5px;color:var(--ink-soft)}

/* guides */
.guides{background:var(--forest);color:#fff}
.guides .sec-label{color:var(--champagne)}
.guides .sec-label::before,.guides .sec-label::after{background:rgba(191,163,107,.6)}
.guides h2{color:#fff}
.guides .sec-head p{color:rgba(255,255,255,.7)}
.gcards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.gcard{background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.12);border-radius:18px;
  padding:30px 26px;text-decoration:none;display:flex;flex-direction:column;
  transition:background .22s,border-color .22s,transform .22s}
.gcard:hover{background:rgba(255,255,255,.1);border-color:var(--champagne);transform:translateY(-4px)}
.gtag{display:inline-block;align-self:flex-start;font-size:11.5px;font-weight:600;letter-spacing:.09em;
  color:var(--champagne);border:1px solid rgba(191,163,107,.45);border-radius:999px;padding:4px 12px;margin-bottom:18px}
.gcard h3{font-size:19px;font-weight:700;color:#fff;margin-bottom:10px;line-height:1.4}
.gcard p{font-size:14.5px;color:rgba(255,255,255,.68);line-height:1.7;flex:1;margin-bottom:18px}
.gcard .more{font-size:14.5px;font-weight:600;color:var(--champagne)}
.gcard.soon{border-style:dashed;pointer-events:none}
.gcard.soon .gtag{color:rgba(255,255,255,.5);border-color:rgba(255,255,255,.2)}

/* final cta */
.final{background:var(--cream)}
.final-box{background:var(--white);border:1px solid var(--line);border-radius:24px;
  padding:56px 48px;box-shadow:var(--shadow-lg);text-align:center}
.final-box h2{margin-bottom:14px}
.final-box p{color:var(--ink-soft);font-size:17px;max-width:520px;margin:0 auto 30px}

/* footer */
footer{background:var(--forest-deep);color:rgba(255,255,255,.62);padding:52px 0 30px;font-size:14.5px}
.foot-in{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:40px;padding-bottom:34px;
  border-bottom:1px solid rgba(255,255,255,.1)}
.foot-in h5{color:#fff;font-size:15px;font-weight:700;margin-bottom:16px}
.foot-in a{display:block;color:rgba(255,255,255,.62);text-decoration:none;padding:5px 0}
.foot-in a:hover{color:var(--champagne)}
.foot-brand .bn{font-size:19px;font-weight:700;color:#fff;margin-bottom:6px}
.foot-brand .br{color:var(--champagne);font-size:13.5px;margin-bottom:14px}
.foot-brand p{font-size:14px;line-height:1.75;max-width:330px}
.foot-bottom{padding-top:22px;font-size:12.5px;color:rgba(255,255,255,.42);line-height:1.75}

.wa-float{position:fixed;bottom:22px;left:22px;z-index:90;width:56px;height:56px;border-radius:50%;
  background:#25D366;display:flex;align-items:center;justify-content:center;
  box-shadow:0 6px 22px rgba(0,0,0,.22);text-decoration:none;transition:transform .2s}
.wa-float:hover{transform:scale(1.07)}
.wa-float svg{width:29px;height:29px;fill:#fff}

@media(max-width:980px){
  nav,.hdr-cta{display:none}
  .burger{display:block}
  .hero-in{grid-template-columns:1fr;padding-top:48px;gap:0}
  .hero-img{margin-top:22px;order:2}
  .hero-img img{max-width:330px}
  .float-card{left:6px;bottom:26px;max-width:206px;padding:15px 18px}
  .trust{padding-bottom:22px}
  .grid4{grid-template-columns:1fr 1fr}
  .split{grid-template-columns:1fr}
  .about-in{grid-template-columns:1fr;gap:34px}
  .about-photo{min-height:330px}
  .grid3,.tst-track,.gcards{grid-template-columns:1fr}
  section{padding:62px 0}
}
@media(max-width:560px){
  .grid4,.why-grid,.fields{grid-template-columns:1fr}
  .calc,.why{padding:30px 24px}
  .final-box{padding:38px 24px}
  .foot-in{grid-template-columns:1fr;gap:26px}
  .cta-row .btn{width:100%;justify-content:center}
  .float-card{position:static;margin:-10px auto 0;max-width:100%}
}

/* ---- article components ---- */
.info-box{background:var(--cream);border-right:3px solid var(--forest);border-radius:12px;
  padding:18px 22px;margin:22px 0}
.info-box p{margin:0;color:var(--ink);font-size:16px}
.warning{background:#FBF3E8;border-right:3px solid var(--warn,#8A5A2B);border-radius:12px;
  padding:18px 22px;margin:22px 0}
.warning-title{font-weight:700;color:#8A5A2B;margin-bottom:6px;font-size:16px}
.warning p{color:var(--ink);font-size:15.5px;margin:0}
.rows{margin:18px 0 0}
.row-item{display:flex;align-items:flex-start;gap:12px;padding:14px 18px;border-radius:12px;
  margin-bottom:10px;background:var(--white);border:1px solid var(--line)}
.row-dot{width:9px;height:9px;border-radius:50%;flex-shrink:0;margin-top:10px}
.row-name{font-weight:700;font-size:15.5px;white-space:nowrap}
.row-note{font-size:14.5px;color:var(--ink-soft);margin-right:auto;line-height:1.65}
.note-list{margin:18px 0 0}
.note-item{font-size:14.5px;color:var(--ink-soft);margin-bottom:10px;line-height:1.7;
  padding-right:16px;position:relative}
.note-item::before{content:"";position:absolute;right:0;top:10px;width:6px;height:6px;
  border-radius:50%;background:var(--beige)}
.steps{margin:24px 0 0}
.step{display:flex;gap:16px;align-items:flex-start;margin-bottom:24px}
.step:last-child{margin-bottom:0}
.step-num{flex-shrink:0;width:34px;height:34px;border-radius:11px;background:var(--cream);
  color:var(--forest);font-weight:800;font-size:15px;display:flex;align-items:center;
  justify-content:center;margin-top:2px}
.step-title{font-weight:700;font-size:17px;margin-bottom:5px}
.step-desc{color:var(--ink-soft);font-size:15.5px;line-height:1.75}
.step-desc a{color:var(--forest);text-decoration:none;border-bottom:1px solid var(--champagne)}
.compare-wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:26px 0 10px}
.compare-card{border-radius:16px;padding:24px 18px;text-align:center;background:var(--white);
  border:1px solid var(--line);box-shadow:var(--shadow)}
.compare-card.good{background:var(--cream);border-color:var(--champagne)}
.compare-card.alt{background:#FBF3E8;border-color:#E8D5BC}
.compare-card .tag{font-size:11.5px;font-weight:700;letter-spacing:.07em;margin-bottom:10px;color:var(--ink-soft)}
.compare-card.good .tag{color:var(--forest)}
.compare-card.alt .tag{color:#8A5A2B}
.compare-card .amount{font-size:30px;font-weight:800;line-height:1.1;margin-bottom:4px;
  letter-spacing:-.03em;color:var(--forest)}
.compare-card.alt .amount{color:#8A5A2B}
.compare-card .amount-label{font-size:12.5px;color:var(--ink-soft);margin-bottom:14px}
.compare-row{display:flex;justify-content:space-between;font-size:12.5px;padding:6px 0;
  border-top:1px solid rgba(0,0,0,.06);color:var(--ink-soft)}
.compare-row strong{color:var(--ink);font-weight:600}
.diff-callout{background:var(--forest);color:#fff;border-radius:16px;padding:26px;text-align:center;margin:20px 0 24px}
.diff-callout .diff-num{font-size:40px;font-weight:800;line-height:1;margin-bottom:8px;letter-spacing:-.03em}
.diff-callout .diff-label{font-size:14.5px;color:#BFD4CC;line-height:1.65}
.tip{display:flex;gap:15px;align-items:flex-start;padding:18px 0;border-bottom:1px solid var(--line)}
.tip:last-child{border-bottom:none}
.tip-icon{width:34px;height:34px;border-radius:11px;background:var(--cream);color:var(--forest);
  font-size:15px;font-weight:700;flex-shrink:0;display:flex;align-items:center;justify-content:center;margin-top:2px}
.tip-title{font-weight:700;margin-bottom:5px;font-size:16.5px}
.tip-desc{font-size:15.5px;color:var(--ink-soft);line-height:1.75}
@media(max-width:640px){.compare-wrap{grid-template-columns:1fr}.row-name{white-space:normal}}

/* ---- accessibility ---- */
.skip{position:absolute;right:-9999px;top:0;background:var(--forest);color:#fff;padding:12px 20px;
  border-radius:0 0 10px 10px;z-index:200;font-weight:600;text-decoration:none}
.skip:focus{right:16px}
a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--champagne);outline-offset:3px;border-radius:4px}
header a:focus-visible,.cta-section a:focus-visible,.guides a:focus-visible{outline-color:#fff}
/* ---- cookie notice ---- */
.ck{position:fixed;bottom:0;right:0;left:0;z-index:150;background:var(--forest);color:#fff;
  padding:16px 20px;display:none;box-shadow:0 -4px 24px rgba(0,0,0,.18)}
.ck.show{display:block}
.ck-in{max-width:1180px;margin:0 auto;display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.ck p{color:rgba(255,255,255,.82);font-size:14.5px;margin:0;flex:1;min-width:260px;line-height:1.6}
.ck p a{color:var(--champagne)}
.ck button{background:#fff;color:var(--forest);border:0;border-radius:10px;padding:11px 26px;
  font-family:inherit;font-size:15px;font-weight:700;cursor:pointer}
.ck button.ghost{background:transparent;color:rgba(255,255,255,.75);border:1px solid rgba(255,255,255,.3)}